NKB Kredit Solution Pvt. Ltd.
Get up to 200% loan
on property value as working capital and unsecured business
loan up to ₹5 Cr. (collateral-free loans)
Apply for business funding
Naresh Bansal
CEO & Founder
Who We Are
At NKB Kredit, we are a trusted financial services provider in Delhi, focused on making business loans in India accessible, fast, and transparent for small and medium enterprises. With over 25+ years of industry experience, our mission is to bridge the gap between entrepreneurs and reliable lending partners — including financial institutions and banks.
We specialize in a wide range of funding solutions such as MSME loans, unsecured business loans, working capital loans, and machinery loans, all tailored to meet the unique needs of your business.
Whether you’re based in a metro city or a growing business hub, we offer location-specific business loan solutions tailored to your region’s needs. From faster approvals and minimal documentation to personalized support, our localized approach ensures that entrepreneurs across India can focus on what truly matters — growing their business without financial roadblocks.
Why Choose Us
25+ Years of Industry Experience
Backed by decades of expertise in facilitating business loans through top financial institutions and banks across India.
Transparent Process with Minimal Paperwork
Say goodbye to delays — we ensure a smooth and fast business loan process with proper documentation.
Complete Range of Loan Services
From MSME loans to unsecured business loans, working capital loans, and machinery loans — we’ve got you covered.
Strong Network of Financial Partners
Direct tie-ups with leading financial institutions and banks ensure better loan offers and flexible repayment options.
Tailored Loan Solutions
Get personalized financial guidance based on your business type, loan needs, and repayment capacity.
Trusted by 1000+ Businesses Across India
A growing network of satisfied clients who rely on NKB Kredit for financial growth and business expansion.
Services We Provide
Subsidised funding on machinery
Subsidised machinery funding reduces your upfront investment and makes upgrading equipment more affordable.
Subsidised funding on solar Panels
Subsidised solar panel funding lowers installation costs and makes switching to clean energy more affordable.
Working Capital Funding
Working capital funding helps businesses manage daily operations smoothly without cash-flow pressure.
Secured Loans
Business ownership involves grand ideas—and grander financial requirements. If you’re looking to grow operations, refinance your space, or cover day-to-day...
Unsecured Loans
Running a business isn’t just about growth — it’s also about surviving tough times.
Many small and medium businesses struggle to maintain...
Equity Capital
If you’re a small or medium-sized business looking for funds, an SME IPO (Initial Public Offering) can be a right choice. Going public allows you to attract new...
Chat with our CEO
Please feel free to contact. You can ask anything about secured and unsecured loan, business loan, working capital loan, vendor financing, and equity funding.
How efficient working capital management creates wonders?
Here is how efficient working capital management creates wonders for the stakeholders as well as the organization’s performance in front of investors/lenders. Below, three scenarios can brilliantly explain the importance of the right mix of debt and equity in similar business operations and business funds.
100% Capital
100% funds are invested by Business Owners
Annual Return 60%
Total earning is Rs.60 lakhs for owners on the investment of Rs. 1 crore i.e. ROI is 60% p.a.
50% Capital & 50% Debt @15% p.a.
Rs 50 Lakhs are borrowed @15% p.a. & owners’ capital is also 50 lakhs
Annual Return is 105%
Interest payment will be Rs. 7.50 lakhs on 50 lakhs borrowed funds & Balance profit Rs 52.50 lakhs is for owners i.e. ROI is 105% .
25% Capital & 75% Debt @15% p.a.
Rs. 75 Lakhs funds borrowed for Business @15% p.a. & remaining 25 lakhs invested by owners in the Business
Annual Return is 195%
Interest payment Rs 11.25 lakhs on Rs.75 lakh borrowed funds & rest profit is Rs 48.75 lakhs for owners on their investment of Rs 25 lakh, which translates into whopping 195% ROI from Business.
OUR PROCESS
We assess on upfront basis the funding requirements based on the long term vision of the stakeholders & accordingly funding possibilities are explored with various lenders/ investors through effectively devising underlying risks of borrower’s business & opportunities.
Our foremost approach is to raise funds for business without collateral & purely based on business credentials. The best possible options including MSME promotional schemes are explored after understanding the business & it’s USP.
After appropriate assessment of Business, we are confident to bring on board Nationalised Banks, Private Banks, NBFC & other Financial Institutions for raising the desired funds either as unsecured funds or secured funds or Equity participation in Business.
We assist not only prior to fund raising but also post fund raising compliance to ensure due reporting & surveillance review by financial institutions.
OUR MILESTONES
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Our Few Lending Partners
Our Clients' Appreciation Words
Our strength to do more
Based on 44 reviews
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I liked their professional approach and their deep expertise in working capital loan. Highly recommend if you are seeking working capital loan
It felt like they were more interested in helping me grow my business than just giving a loan. I got advice on how to structure the EMI to suit my seasonal income. Real guidance.
Response from the owner 04:30 05 Aug 25
Thanks Sharma Ji, for your appreciating words.... Look forward to serve you again...
I applied for a loan against property and had a few doubts. The person I spoke to patiently answered everything and even arranged a revaluation to get me better terms.
Response from the owner 04:32 05 Aug 25
Dear Mr. Ratan, we always tried to achieve fair and workable results.... Thanks for recognising our work....
My business partner recommended NKB Kredit, and I can see why. Their consultant didn’t rush me into decisions, instead he offered pros and cons of every option. Highly knowledgeable.
Very well-structured process. They explained everything step by step, helped arrange missing documents too. I got funds in hand within 10-15 working days. Smoothest loan experience I’ve had.
Response from the owner 09:06 28 Jun 25
Thanks Anjali Ji for your encouraging words... Will look forward to serve you again...
I had been rejected by a few banks due to my past loan delays, but the backend team at NKB Kredit somehow found me a lender who was willing to consider my case. Grateful for their effort.
Response from the owner 09:09 28 Jun 25
Thanks, Sumit, for recognizing our team's efforts — it means a lot to us!!
Spoke to someone from their advisory team who genuinely tried to understand what I was looking for. Helped me choose between a secured and unsecured option. No pressure, just helpful insight.
Response from the owner 13:29 26 Jun 25
Thanks for your appreciating words Ayush ji...
I went to NKB Kredit with very little hope of getting approved due to my complex loan history. But Naresh Bansal and his expert team took time to assess my situation and came back with solutions I hadn’t even considered. I’m grateful for the support!
Response from the owner 13:30 26 Jun 25
Thanx Ajay...
I didn’t expect such fast response and disbursal. The person handling my file kept me updated throughout. Felt very professional and efficient.
Response from the owner 13:35 26 Jun 25
Thanx brother for your appreciation.... We look forward to serve you again...
Mr. Naresh Bansal and his team have created a fantastic ecosystem for startups like mine. I didn’t just get loan options — I got honest advice. They weren’t pushing for just any loan, they actually cared about what was sustainable for my business.
Response from the owner 03:44 27 Jun 25
Thanks Mr Jay for your appreciative words... Looking forward to serve you again...
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Looking to get a business loan in just a few simple steps? Fill out the form and our loan experts will get in touch with you within 1–2 business days. Whether you need a secured or unsecured business loan we’re here to help you grow.
Apply now to explore your best loan options for MSMEs.